Free PPF maturity calculator with year-wise breakdown, tax savings estimation & PDF download. Current rate: 7.1% p.a.
| Year | Deposit | Interest | Balance |
|---|
PPF is one of India's most popular long-term savings instruments, backed by the Government of India. It offers guaranteed, tax-free returns under the EEE (Exempt-Exempt-Exempt) tax status — making it one of the safest and most tax-efficient investments available.
| Yearly Deposit | Total Deposited | Interest Earned | Maturity Value |
|---|---|---|---|
| ₹500/yr | ₹7,500 | ₹6,098 | ₹13,598 |
| ₹5,000/yr | ₹75,000 | ₹60,978 | ₹1,35,978 |
| ₹10,000/yr | ₹1,50,000 | ₹1,21,955 | ₹2,71,955 |
| ₹25,000/yr | ₹3,75,000 | ₹3,04,888 | ₹6,79,888 |
| ₹50,000/yr | ₹7,50,000 | ₹6,09,775 | ₹13,59,775 |
| ₹1,00,000/yr | ₹15,00,000 | ₹12,19,551 | ₹27,19,551 |
| ₹1,50,000/yr | ₹22,50,000 | ₹18,29,326 | ₹40,79,326 |
PPF is a government-backed long-term savings scheme in India that offers guaranteed, tax-free returns. It has a 15-year lock-in period and the current interest rate is 7.1% per annum, compounded annually.
Yes, PPF enjoys EEE (Exempt-Exempt-Exempt) tax status. Your deposits qualify for Section 80C deduction (up to ₹1.5 lakh), the interest earned is tax-free, and the maturity amount is also completely tax-free.
The current PPF interest rate is 7.1% per annum. The rate is set by the Government of India and reviewed quarterly.
The minimum yearly deposit in PPF is ₹500 and the maximum is ₹1,50,000. You can deposit in a maximum of 12 installments per year.
Partial withdrawal is allowed from the 7th financial year onwards. You can withdraw up to 50% of the balance at the end of the 4th year or the year immediately preceding, whichever is lower. Loans against PPF are available from the 3rd to 6th year.